A solution to debt, or more trouble?

The ads are ubiquitous, and for consumers awash in debt, nearly impossible to ignore: Reduce your credit card bills 50%! Avoid bankruptcy! The relief is real!

Behind the ads is a fast-growing industry that barely existed a decade ago. Debt-settlement companies claim they can significantly reduce borrowers' debts by negotiating directly with creditors. Unlike most businesses, these companies have flourished during the economic downturn.
Click here for the full article from USA Today.

local, non-profit credit counseling and education resource since 1968.

Whether you're looking for debt counseling, are a current CCCS client, or just surfing for helpful tips on credit & budgeting issues, we can help.

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Serving Montana and Wyoming with locations in Billings, Bozeman, Butte, Great Falls,  Helena, Kalispell, & Missoula

Main Office 2022 Central Avenue, Great Falls, MT 59401

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Our goal is to provide the best counseling and education to help our clients improve their financial situation. To ensure that we meet this goal, we are dedicated to continuous quality improvement. All of our staff and senior management team review data and such factors as the relevance and accuracy of advice given, attitude of personnel, as well as the  cost and fairness of systems. We also ask for feedback from clients upon the completion of their counseling or education program. The feedback and internal review of processes allows us to know what areas need improvement and where we need to provide relevant staff training so that our services are of the highest possible quality.