![]() |
|
Live Support
Our financial support counselors are usually online to discuss and explain our services. This chat service requires no special software. Please leave a message if no one is available.
Bankruptcy Counseling
An approved credit counseling agency.
![]() |
CCCS is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an agency's services. |
We offer several approved options to meet your needs.
Phone Education - Online Education - In-Class Education
Bankruptcy is the last resort for consumers in dire financial need, and for good reason. Consider these consequences:
- Bankruptcy stays on your credit report for up to ten years.
- You will have difficulty getting future credit.
- Any credit you get will probably cost you more in terms of interest rates and fees charged.
- Alimony, child support, and most taxes survive bankruptcy and will still be owed.
- When filing bankruptcy, many fees are due up front, further weakening your financial position.
Although widely advertised as a "quick fix" to your financial issues, bankruptcy is not always the answer to your problems. Let one of our counselors help you understand your options.
Our Debt Management Plan has helped thousands of people stay out of bankruptcy. Best of all, our experienced and well-trained counselors will design a repayment plan that you can handle. And unlike bankruptcy, we'll show you how to stay out of debt and rebuild your financial future.
And we offer a lot more than just consumer credit counseling; our wide range of services can help you even if you're behind on your bills, delinquent, or facing foreclosure.
Why wait? Contact us.
Still have questions about our Bankruptcy assistance service?
Check out our frequently asked questions.
Phone Course
We offer conference call education courses each week. Call us (877.275.2227) to learn more about this option or send us an email by clicking here.
On-Line Course
NEW! We were recently approved to provide Bankruptcy Education utilizing a nationally recognized on-line education format.
Click here for our on-line Bankruptcy education course.
**Attention – The on-line bankruptcy course is available only to those fulfilling their education obligation and have filed in Montana or Wyoming. You must have already filed for bankruptcy and have a valid bankruptcy case number.
In-Class
We hold classes in our Montana offices on the third Thursday of each month from 5:30 to 7:30 p.m. Call us (877.275.2227) to learn more about this option or send us an email by clicking here.






