Housing Counseling

CCCS is a HUD (Housing and Urban Development) approved housing counseling agency. We offer confidential counseling with solutions to your financial situation. Ask about HUD's FHA (Federal Housing Administration) mortgage insurance cost savings.

If you are behind on your mortgage or rent payments or you anticipate not being able to make consistent housing payments, let us help. A certified counselor will address your present financial situation and provide you with expert suggestions and options such as:

• achievable and affordable repayment plans;
• forbearance agreement;
• modifications/extension;
• refinance/rewrite option;
• possible sale of the home;
• pre-foreclosure sale;
• deed in lieu of foreclosure;
• learning the possible consequences of foreclosure;
• available in person or by telephone.